The financial super app
the world deserves.
Trade stocks, ETFs, crypto, forex and more. Earn yield on US Treasury bonds. Send money to 190+ countries. No KYC, no hidden fees, no intermediaries. All from one beautiful app.
Coinbase
Binance
Circle
OKX
Bitget
Kraken
Onramper
SolanaCoinbaseBinanceCircleOKXBitgetKrakenOnramperSolanaDecentralized banking.
Designed for
everyone.
Finhattan is the first financial super app that combines the simplicity of a neobank with the power of decentralized infrastructure. We connect every major exchange, provide our own non-custodial wallet, and let you earn real yield from tokenized US Treasury bonds. The same bonds trusted by governments worldwide, now accessible to anyone.
We use blockchain for speed and cost efficiency, but everything you see is in your currency. No complexity, no jargon. Just a beautiful app that manages your finances better than any traditional bank.
$0
Hidden fees, everNo KYC
Fully decentralized100%
Non-custodialWe find the best price.
You decide.
Our smart routing engine compares prices across every connected platform in real time and ranks them for you. Always transparent, always in your control.
Real-time ranking
See prices across all platforms ranked from best to worst. You always choose where to execute.
Best execution & protection
Lowest slippage in the market with advanced price protection on every order.
Total transparency
What you see is what you pay. No spread markups, no hidden commissions. Ever.
Every market. 24/7.
Up to 200x leverage.
Trade stocks, ETFs, crypto, forex, commodities, and their perpetual futures. All tokenized, all available 24/7. Without order books, with the lowest fees and the best protections.
Trade Apple, Tesla, Nvidia, and thousands more. Access global stock markets 24/7 through tokenized assets with instant settlement and the lowest fees.
Global Stocks
Major markets worldwide, tokenized for 24/7 access
Always Open
Trade any time of day, any day of the year
Fees in Market
Most competitive fees powered by blockchain
Protections
Slippage protection, price impact warnings on every trade
The true financial
social network.
Send USDC to anyone on the network instantly. Select a friend from your social feed or scan a QR code. Payments have never been this easy, this fast, or this fun.
Social Payments
Send USDC to any user on Finhattan. Pick a friend from your feed, type an amount, and it arrives instantly. Like sending a message.
QR Code Transfers
Scan or share a QR code for instant USDC transfers. Works in person, works remotely, works with anyone on the network.
190+ Countries
On-ramp and off-ramp with 130+ local payment methods including bank accounts and cards. Cash in, cash out, wherever you are. Always the lowest cost.
Your idle money
is losing value. Fix that.
Banks and exchanges keep a portion of the yield your money generates. They never pass the full rate to you. Finhattan connects you directly to tokenized US Treasury bond yields powered by Ondo Finance, the leading protocol for real-world asset tokenization. You get the complete rate. For everyone, not just institutions.
Why settle for less?
Banks and exchanges keep most of the yield. We give you the complete rate, backed by tokenized US Treasury bonds.
Traditional Banks
Partial yield, hidden feesCentralized Exchanges
Variable rates, counterparty riskFinhattan
Full Treasury yield, no intermediaryUS Treasury Backed
Same bonds trusted by institutions and governments worldwide.
Withdraw Anytime
No lock-up periods, no penalties. Always accessible.
Daily Accrual
Watch your balance grow every single day, on-chain.
Your personal
financial analyst.
An AI agent that understands markets and your portfolio in real time. Institutional-grade insights, available to everyone.
Real-time portfolio analysis
Understands your positions, P&L, allocation, and risk across all exchanges and your wallet.
Market intelligence
Analyzes price action, volume, correlations, and sentiment across 10,000+ instruments.
Ask anything in plain language
Complex financial questions, simple answers. No jargon needed.
Informative, not advisory
Data-backed analysis to help you decide. Never gives investment advice.
More than banking.
A whole ecosystem.
Beyond trading and earning, Finhattan is a financial social network with content, education, and community.
Video & Podcasts
Financial content from top creators. Video podcasts, live streams, and on-demand content.
Curated News
Real-time financial news from trusted sources. Personalized to your portfolio.
Academy
Interactive courses, quizzes, and lessons. Beginner to advanced financial education.
Social Feed
Share ideas, predictions, and follow top investors worldwide. A true financial community.
Messaging
Direct messages, group chats, and community channels for financial discussions.
Pro Charts
Beautiful interactive charts with advanced indicators across every asset class.
This is just
the beginning.
We're building the entire financial stack, decentralized.
Spend Anywhere
Accepted worldwide wherever Visa is accepted. Apple Pay and Google Pay ready.
Crypto Cashback
Earn cashback in crypto on every purchase. Choose your reward coin.
Non-Custodial
Funds stay in your wallet until the moment of purchase. Always in control.
Multi-Currency
Pay in any currency. Auto-convert from your crypto or stablecoin balance.
Borrow Against Portfolio
Use your crypto, stocks, or ETFs as collateral. Get instant liquidity without selling your positions.
Best Rates
Decentralized lending means no bank markup. Competitive interest rates that beat any traditional loan.
Lend to Earn
Lend your assets to earn additional yield on top of your Treasury bond returns. Full transparency.
New York
Manhattan Penthouse
London
Kensington Estate
Dubai
Palm Jumeirah VillaFractional Ownership
Own a piece of premium real estate worldwide. Invest from as little as $10.
Global Properties
Access tokenized real estate in major cities. Diversify across geographies.
Rental Income
Earn passive rental income proportional to your ownership share, on-chain.
The comparison speaks
for itself.
Built for everyone.
Everywhere.
190+
Countries
10K+
Instruments
6
Asset Classes
24/7
Always Open
Share it. Earn from it.
Keep growing.
The most generous referral program in fintech. Earn cashback on your trades and a share of your friends' fees for 6 months per referral. No cap on how many friends you invite.
Your Cashback
Cashback on every trade you make
Of Your Friends' Trading Fees
Earn a percentage of every trade your referred friends make. The more friends, the higher your share.
Referral earnings are active for 6 months per referred user. No cap on total friends invited.
Cashback + 20% Friends' Fees
Start earning from day one. Invite your first 5 friends.
Cashback + 35% Friends' Fees
5+ referrals. Your cashback doubles, friends' fee share grows.
Cashback + 50% Friends' Fees
10+ referrals. Maximum rewards on everything.
How It Works
Share your referral code
Every user gets a unique code. Share it with friends, family, or your audience — it never expires.
Friends join and start trading
They sign up using your code and begin trading on Finhattan. You're both connected automatically.
You earn on every trade they make
Receive cashback on your own trades plus a share of their trading fees. Earnings last 6 months per friend, and grow as you refer more people.
Start earning cashback
on every trade
Cashback and referral earnings go directly to your Finhattan wallet. No claiming, no waiting. Instant and automatic.
The future of finance
is decentralized.
Download Finhattan and experience what banking, investing, and financial freedom should actually feel like.